Student Loan Calculator UK
Estimate annual and monthly student loan deductions based on your gross income and repayment plan.
How this student loan calculator uk works
Estimate annual and monthly student loan deductions based on your gross income and repayment plan.
Key assumptions
- Current student loan thresholds used here are: Plan 1 £26,900; Plan 2 £29,385; Plan 4 £33,795; Plan 5 £25,000; Postgraduate £21,000. Repayment rates are 9% for Plans 1, 2, 4 and 5, and 6% for postgraduate loans.
FAQs
What are the current student loan thresholds?
Plan 1 is £26,900, Plan 2 is £29,385, Plan 4 is £33,795, Plan 5 is £25,000 and Postgraduate is £21,000 in the current data used here.
Student loan calculator UK guide
Student loan deductions can be confusing because repayment thresholds depend on the plan you are on. This page helps users estimate annual and monthly repayments for Plan 1, Plan 2, Plan 4, Plan 5 and postgraduate loans.
That makes it useful for graduates comparing take-home pay, people starting new jobs and anyone trying to understand why payroll deductions have changed.
What changes your repayment amount
- Your gross income
- Your student loan plan
- The threshold for that plan
- The repayment rate above the threshold
Official UK reference
Current repayment thresholds and deduction tables are published by GOV.UK: Student loan repayments.
Why use this tool
This page is designed to load fast, work on mobile, and give an instant answer without sending your numbers to a server. That makes it ideal for SEO, backlinks and broad shared-hosting compatibility.